Posted by : Colby Stockton

When it comes to home maintenance, the roof often takes a backseat until something goes wrong. One of the most common issues homeowners face is hail damage to their roofs.

Hail may seem harmless, but it can wreak havoc on your home if left unaddressed. In this comprehensive guide, we’ll delve into the world of hail damage roof repair, covering everything from the different sizes of hail and the damage they create to the importance of timely repairs and insurance coverage.

Understanding the Different Sizes of Hail and the Damage They Create

Hail comes in various sizes, from small pellets to golf ball-sized chunks, and even larger. The size of the hailstones directly correlates with the severity ofthe damage they can cause to your roof.

Small Hail (Pea to Marble-sized):

Small hailstones are typically less than 1/4 inch in diameter.
They may cause minimal damage like minor dents on metal roofing or asphalt shingle granule loss.
While the damage might seem insignificant, it can still compromise the roof’s integrity over time if not addressed promptly.

Medium Hail (Dime to Quarter-sized):

Hailstones of this size range from 1/4 inch to 1 inch in diameter.
They can cause more noticeable damage, such as cracked or chipped shingles.
Roof leaks may start to develop as water can seep through these damaged areas.

Large Hail (Golf Ball to Tennis Ball-sized):

Hailstones ranging from 1 inch to 2.5 inches in diameter fall into this category.
Large hail can create significant damage, including punctures, fractures, and even holes in roofing materials.
The risk of water infiltration and subsequent interior damage increases substantially with large hail.

Very Large Hail (Softball-sized and Beyond):

Hailstones larger than 2.5 inches in diameter can be catastrophic.
They can cause extensive roof damage, potentially leading to structural issues.
Immediate action is crucial when dealing with very large hail damage.

The Dangers of Hail Damage to Your Roof

Hail damage might not always be immediately evident, but ignoring it can have serious consequences for your home. Here are some of the dangers associated with untreated hail damage:

Water Infiltration: Hail can create openings in your roof, allowing water to penetrate. Over time, this can lead to interior damage, mold growth, and even structural issues.
Reduced Roof Lifespan: Hail damage weakens the structural integrity of your roof, shortening its lifespan. What might have lasted for decades may now need replacement much sooner.
Energy Efficiency: Damaged roofs are less effective at insulating your home. This can result in increased energy bills as your heating and cooling systems work harder to maintain a comfortable temperature.
Insurance Issues: Delaying repairs can complicate insurance claims, as many policies have time limitations for reporting hail damage. Failing to act promptly could lead to a denial of coverage.

How to Repair Hail Damage to Your Roof in 6 Steps

Repairing hail damage to your roof is essential to prevent further issues. Here’s a step-by-step guide on how to tackle this task:

1) Assess the Damage:

Start by inspecting your roof for hail damage. Look for dented or cracked shingles, visible holes, and any signs of water infiltration inside your home. When a hail storm strikes, wind speeds can also be quite dangerous, resulting in blown-off or missing shingles. So, do a thorough inspection after every storm.

2) Document the Damage:

Take photos and notes of the damage. This documentation will be crucial when dealing with insurance claims.

3) Temporary Repairs:

If you identify leaks, take immediate action to prevent further damage. Use tarps or temporary patches to cover the affected areas until permanent repairs can be made.

4) Contact a Professional:

While some minor hail damage repairs can be DIY projects, it’s often advisable to hire a professional roofing contractor. They have the expertise to assess the full extent of the damage and make proper repairs.

5) Replace Damaged Materials:

Damaged shingles or roofing materials should be replaced. A professional will ensure that replacements match your existing roof.

6) Seal and Protect:

Once repairs are complete, ensure that your roof is properly sealed and protected against future damage.

When to Leave Hail Damage Roof Repair to a Professional

While minor hail damage repairs can be handled by homeowners with some DIY experience, there are situations where it’s best to leave the job to professionals:

Extensive Damage: If your roof has sustained severe damage, especially from large hailstones, it’s crucial to hire a professional to assess and repair the roof. They can identify structural issues that may not be immediately visible.
Insurance Claims: Handling insurance claims for hail damage can be complex. A professional contractor can assist in documenting the damage and working with your insurance company to ensure you receive adequate coverage.
Safety Concerns: Climbing onto a roof can be dangerous. Professionals have the necessary safety equipment and training to work at heights safely.
Quality Assurance: Roofing professionals have the skills and experience to make durable, long-lasting repairs. Hiring a professional ensures that the job is done right the first time.

Will Insurance Cover Your Hail Damage Repair?

Whether or not your insurance will cover hail damage repair depends on your policy and the extent of the damage. Here are some key points to consider:

Policy Coverage: Review your homeowner’s insurance policy to understand what types of damage are covered. Hail damage is typically covered, but the specifics can vary.
Deductible: You’ll likely have to pay a deductible before your insurance coverage kicks in. Be aware of this cost when filing a claim.
Timeliness: Many insurance policies have time limits for reporting hail damage. It’s essential to file a claim promptly after the damage occurs.
Documentation: As mentioned earlier, thorough documentation of the damage is crucial when dealing with insurance claims. Provide photos, notes, and any other evidence to support your claim.
Professional Assistance: Working with a roofing professional experienced in insurance claims can simplify the process and increase the chances of a successful claim.

Professional Roof Inspection Services For Your Entire Roof

Hail damage to your roof is not something to be taken lightly. Different sizes of hail can cause varying degrees of damage, and the consequences of neglecting repairs can be severe.

Timely assessment and repair by either a DIY enthusiast or a professional roofing contractor are essential to protect your home. Additionally, understanding your insurance coverage and following the correct procedures when filing a claim can help offset the costs of hail damage repair.

Don’t wait until the next storm hits – take proactive steps to safeguard your roof and your home.

Contact Highroad Roofing today to learn how we can help you deal with your hail damage roof repairs.